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THE AGREEMENT IS A BINDING LEGAL CONTRACT BETWEEN US AND YOU. PLEASE READ THE AGREEMENT CAREFULLY BEFORE ACCESSING AND USING THE SERVICES. IF YOU DO NOT AGREE TO ANY TERM OF THE AGREEMENT, YOU MUST NOT USE THE SERVICES.
BY ACCESSING AND USING THE SERVICES, YOU AFFIRM THAT:
Certain features of the Services may be subject to additional terms (“Additional Terms”) presented in conjunction with the features. Regardless of how they are presented to you, you must agree to the Additional Terms before using the features of the Services to which they apply. If you do not agree to any Additional Terms, then you must not use the Services to which they relate. Unless otherwise specified in the Additional Terms, all Additional Terms are hereby incorporated into and made a part of the Agreement. The Agreement and all Additional Terms apply equally, but if any term within a particular set of Additional Terms is inconsistent with any provision of these Terms, the inconsistent term within the Additional Terms will prevail solely for the Services to which such Additional Terms apply.
We reserve the right to change these Terms at any time, in our sole discretion. We will post changes to the Terms on this page and encourage you to review them each time you visit the Services to stay informed. If we make changes that materially alter your privacy rights, we will take appropriate measures to inform you, consistent with the significance of the changes we make. The updated Terms will govern your use of the Services as of the Effective Date indicated at the top of the Terms. If you do not agree to the updated Terms, you should stop using the Services. Your use of the Services after the Effective Date of the updated version of the Terms will constitute your acceptance of the updated Terms.
You must be at least 18 years old to use the Services.
You agree to protect the security of your Account. You are responsible for all use of your Account, including your login credentials (i.e., username and password) and activation codes. We treat access to the Services through your Account credentials as authorized by you. Unauthorized access to password-protected or secure areas is prohibited and may lead to criminal prosecution. We may suspend your use of all or part of the Services without notice if we suspect or detect any breach of security relating to your Account or use of the Services. Please immediately notify us using the contact information provided below (at the bottom of these Terms) in the event of any unauthorized access to or use of your user name or password or any other breach of security involving your Account, or if you believe that information you provided to us is no longer secure or you need to deactivate your Account or password.
You are responsible for the software, hardware, and Internet service needed to access and use the Services. If you access and use the Services on your smartphone, tablet, or mobile device, you are solely responsible for any and all data and other fees related to use of the Services through such device.
Certain Services may offer text messaging (SMS or MMS) services. Message and data rates may apply. Once you opt-in to receive text messages from us, the frequency of text messages that we send to you depends on your transactions with us. All charges are billed by and payable to your wireless service provider. Please contact your wireless service provider for pricing plans and details. Text message services are provided on an “as is” basis and may not be available in all areas at all times.
BY AGREEING TO RECEIVE TEXT MESSAGES, YOU UNDERSTAND AND AGREE THAT WE MAY USE AN AUTOMATIC DIALING SYSTEM TO DELIVER TEXT MESSAGES TO YOU AND THAT YOUR CONSENT TO RECEIVE TEXT MESSAGES IS NOT REQUIRED AS A CONDITION OF PURCHASE FOR ANY GOODS OR SERVICES.
We do not guarantee availability of the Services at all times of the day. We may from time to time perform upgrades, updates, or otherwise make the Services unavailable. To the maximum extent authorized under applicable law, we reserve the right to change, remove, delete, restrict, block access to, or stop providing any or all of the Services at any time and without notice. Except as may be provided in a separate customer agreement, we have no obligation to provide access to or support for the Services.
You may access and use the Services only in accordance with the Agreement and all laws, rules, and regulations applicable to your use of the Services. In addition, you agree that you will not (and you agree not to encourage or allow any third party to):
If you are not a United States resident and you are accessing our Services from outside the United States, you agree to transfer certain information outside your home country to us and that you will follow all the laws that apply to you.
Our servers and operations are located in the United States and our policies and procedures are based on United States law. Because of this, the following provisions apply specifically to users located outside the United States: (i) you consent to the transfer, storage, and processing of your information (including personal data) to and in the United States and/or other countries; (ii) if you are using the Services from a country embargoed by the United States, or are on the United States Treasury Department’s list of Specially Designated Nationals, you are not authorized to access or use the Services; and (iii) you agree to comply with all laws, rules, and regulations in effect in the country in which you reside and the country from which you access the Services. The Services are not intended for distribution to or use by any person or entity in any jurisdiction or country where such distribution or use would be contrary to law or regulation, or that would subject us to any registration requirement within such jurisdiction or country.
We and our licensors retain full and complete title to, and to all information and materials provided on or through, the Services, including all Software (as defined below) and all artwork, graphics, text, video and audio clips, trademarks, logos and other content (collectively, “Our Content”). Our logos and other trademarks used in the Services, are our trademarks and may not be used in any manner without our prior written consent. All other trademarks not owned by us that appear on or in the Services are the property of their respective owners.
If you comply with the Agreement (including all applicable Additional Terms), then you may download, print and/or copy Our Content other than Software, solely for your own personal use or for limited business purposes upon our approval. Your rights with respect to the Software are described in the section labeled “Use of Software” below.
In addition, except for any of Our Content that is in the public domain, you may not:
You may link to our homepage, provided you do so in a way that is fair and legal and does not damage our reputation or take advantage of it, but you must not establish a link in such a way as to suggest any form of association, approval, or endorsement on our part without our express written consent.
No right, title, or interest in or to the Services or any content on the Services is transferred to you, and all rights not expressly granted are reserved by us.
Use of Software
Any software that is available on or through the Services (collectively, “Software”), is the copyrighted work of us and/or our licensors. Copying or reproducing the Software to any other server or location for further reproduction or redistribution is strictly prohibited, unless such reproduction or redistribution is permitted by a license agreement accompanying such Software. You may not create derivative works of the Software, or attempt to decompile or reverse-engineer the Software unless otherwise permitted by law. Use of the Software is subject to the license terms of any license agreement that may accompany or is provided with the Software. You may not download any Software until you have read and accepted the terms of the accompanying Software license.
Portions of the Software may utilize or include third party software and other copyrighted material. Acknowledgements, license terms, and disclaimers for such material are contained in the documentation for the Software, and your use of such material is governed by their respective terms.
THE SOFTWARE IS WARRANTED, IF AT ALL, ONLY ACCORDING TO THE TERMS OF A SEPARATE LICENSE AGREEMENT ACCOMPANYING THE SOFTWARE. EXCEPT AS WARRANTED IN SUCH LICENSE AGREEMENT, WE AND OUR LICENSORS DISCLAIM ALL WARRANTIES AND CONDITIONS WITH REGARD TO THE SOFTWARE, INCLUDING ALL IMPLIED WARRANTIES AND CONDITIONS OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NON-INFRINGEMENT.
In these Terms, “User Content” means material (including without limitation text, images, audio material, video material, and audio-visual material) that you submit to or through the Services, for whatever purpose.
Your User Content must not be illegal or unlawful, must not infringe any third party’s legal rights, and must not be capable of giving rise to legal action, whether against you, Citizen Mint, or a third party (in each case under any applicable law). You must not submit any User Content to the Services that is or has ever been the subject of any threatened or actual legal proceedings or other similar complaint.
Internet transmissions are never completely private or secure. You understand that any communication that you send to us through the Services may be read or intercepted by others (for example, email communications) unless there is a special notice that a particular message is encrypted (for example, e-commerce orders and credit card information). Sending a communication to us does not cause us to have any special responsibility to you.
For your convenience, the Services may contain links to other websites and services that we think may interest you (“Linked Services”). Linked Services are not under our control, and we are not responsible for any information or materials on, or any form of transmission received from, and accept no responsibility for any loss or damage that may arise from your use of, any Linked Service. The inclusion of a link does not imply our endorsement of the Linked Service or any association with the operators of the Linked Service. We do not investigate, verify or monitor the Linked Services. We provide links to Linked Services for your convenience only. You access Linked Services at your own risk.
You may stop using the Services at any time. You may terminate your Account at any time upon written notice to us by sending an email using the contact information provided below (at the bottom of these Terms). We reserve the right immediately to suspend or terminate your Account and access to all or part of the Services without notice if we believe you violated the Agreement.
The rights and obligations that by their nature should survive or extend beyond the termination or expiration of the Agreement will survive any termination or expiration of the Agreement.
Please read carefully the following sections as they include:
The Services are not intended as financial or investment advice. By providing the Services, Citizen Mint does not intend to provide financial, investment, legal or tax advice and/or any other advice of any kind. Your use of the Services and any decisions you make to lend or invest money relating to opportunities addressed in our Products are at your sole risk. Lending money and investing in securities can expose you to the risk of loss up to the amount lent or invested.
Our Content and Products are not to be construed as solicitation or recommendation.
Citizen Mint does not have investment banking relationships, conduct market making activities, engage in proprietary trading, or have any ownership of any securities issued by a publicly traded company that is the subject of the Services. Citizen Mint’s officers, agents, or associated persons, may at any time be long or short, purchase or sell, or own options, rights or warrants in any securities of the publicly traded companies discussed in any Products, and may make purchases or sales of these securities. Citizen Mint has no assets under management and is not registered as an investment adviser or broker-dealer with the Securities and Exchange Commission or any state securities regulator.
Our Content and Products are meant for informational purposes only.
Our Content, Products, and any opinions expressed thereon are not a solicitation to purchase or sell any securities or for any other investment-related services. You should consult your portfolio managers, analysts, investment advisers, financial advisors, accountants, attorneys, or investment committees, as applicable, responsible for management of applicable assets before acting on information made available on or through the Services. Our Content and Products contain forward looking predictions that are subject to certain risks and uncertainties which could cause actual results to differ materially from those currently anticipated or projected. Prices are subject to change at any time. Citizen Mint provides Our Content and Products to you in an effort to provide comprehensive information of a range of possible investment opportunities. Securities discussed in Our Content and Products are not suitable for all investors due to different needs, objectives, and financial resources. The securities mentioned may not be registered in every state. Investors should consider these factors when making an investment decision. Any questions regarding Our Content and Products must be addressed to Citizen Mint using the contact information provided below. Information obtained from independent sources other than Citizen Mint (including without limitation, newspapers, magazines, and the internet is furnished for informational purposes only; Citizen Mint has not prepared such sources or approved their contents. The information contained in Our Content and Products was obtained from sources believed to be reliable; however, Citizen Mint does not guarantee its accuracy or completeness. Citizen Mint does not provide tax or legal advice. As such, no one should act upon any tax or legal information contained in Our Content and Products without consulting a tax professional or attorney.
YOU ACKNOWLEDGE AND AGREE THAT (a) CITIZEN MINT AND THE INDIVIDUALS AND ENTITIES THAT INDIRECTLY OR DIRECTLY OWN AND/OR CONTROL OR ARE EMPLOYED BY CITIZEN MINT, OR ARE UNDER COMMON OWNERSHIP AND/OR CONTROL WITH CITIZEN MINT, MAY LEND OR INVEST IN TRANSACTIONS DESCRIBED IN OUR CONTENT AND PRODUCTS OR MAY AND TYPICALLY WILL OWN AND/OR CONTROL THE SPECIAL PURPOSE VEHICLES THAT BORROW FROM INVESTORS OR ISSUE SECURITIES DESCRIBED IN OUR CONTENT AND PRODUCTS AND (b) THE OWNERSHIP AND CONTROL RELATIONSHIPS DESCRIBED IN CLAUSE (a) OF THIS SENTENCE MAY CREATE CONFLICTS BETWEEN YOUR INTERESTS AND THOSE OF CITIZEN MINT AND/OR THE PARTIES THAT OWN, CONTROL OR ARE UNDER COMMON CONTROL WITH OR EMPLOYED BY CITIZEN MINT. YOU AGREE TO REVIEW AND ANALYZE ALL OPPORTUNITIES TO INVEST OR LEND RELATED TO CITIZEN MINT, INCLUDING WITHOUT LIMITATION BY CONSULTING PROFESSIONALS AND EXPERTS AS DESCRIBED IN THE PRECEDING PARAGRAPH, BEFORE AGREEING TO LEND OR INVEST. YOU AGREE AND ACKNOWLEDGE THAT ANY RESULTING TRANSACTION CREATES AN ARM’S LENGTH RELATIONSHIP BETWEEN CITIZEN MINT AND YOU AND DOES NOT CREATE ANY FIDUCIARY OR AGENCY RELATIONSHIP OR OBLIGATION ON THE PART OF CITIZEN MINT OR ANY INDIVIDUAL OR ENTITY AFFILIATED WITH CITIZEN MINT THROUGH OWNERSHIP OR CONTROL.
EXCEPT AS OTHERWISE PROVIDED IN THESE TERMS, THE SERVICES ARE PROVIDED “AS IS” AND “AS AVAILABLE” WITHOUT WARRANTY OF ANY KIND, EXPRESS OR IMPLIED. WE SPECIFICALLY DISCLAIM ALL WARRANTIES AND CONDITIONS OF ANY KIND, INCLUDING ALL IMPLIED WARRANTIES AND CONDITIONS OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, NON-INFRINGEMENT, UNINTERRUPTED USE, AND ALL WARRANTIES IMPLIED FROM ANY COURSE OF DEALING OR USAGE OF TRADE. WITHOUT LIMITING THE GENERALITY OF THE FOREGOING, WE DO NOT WARRANT THAT (I) THE SERVICES WILL MEET YOUR REQUIREMENTS, (II) OPERATION OF THE SERVICES WILL BE UNINTERRUPTED OR VIRUS- OR ERROR-FREE, OR (III) ERRORS WILL BE CORRECTED. ANY ORAL OR WRITTEN ADVICE PROVIDED BY US OR OUR AUTHORIZED AGENTS DOES NOT AND WILL NOT CREATE ANY WARRANTY. SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OF IMPLIED WARRANTIES, WHICH MEANS THAT SOME OR ALL OF THE ABOVE EXCLUSIONS MAY NOT APPLY TO YOU.
Nothing on the Services should be deemed to constitute a recommendation to purchase, sell or hold, or otherwise to constitute advice regarding, any registered or unregistered security. By accessing Our Content and Products you acknowledge and agree that Citizen Mint does not engage in the business of effecting securities transactions or providing investment advice and is not registered with the U.S. Securities and Exchange Commission or any state securities regulator as a broker-dealer or investment adviser and does not conduct any activity that would require such registration.
You agree to indemnify, defend, and hold harmless us and all of our directors, officers, employees, agents, information providers, licensors, and licensees (collectively, the “Indemnified Parties”) from and against any and all claims, losses, liability and costs (including, without limitation attorneys’ fees and costs), incurred by the Indemnified Parties in connection with any claim arising out of any breach by you of the Agreement or your use of the Services. You agree to cooperate as fully as reasonably required on our defense of any such claim. We reserve the right, at our own expense, to assume the exclusive defense and control of any matter otherwise subject to indemnification by you and you will not in any event settle any matter without our prior written consent, which will not be unreasonably withheld.
TO THE FULLEST EXTENT ALLOWED BY APPLICABLE LAW, NONE OF THE INDEMNIFIED PARTIES WILL BE LIABLE TO YOU OR ANY THIRD PARTY FOR ANY INCIDENTAL, SPECIAL, CONSEQUENTIAL, PUNITIVE OR INDIRECT DAMAGES, INCLUDING, WITHOUT LIMITATION, DAMAGES FOR LOSS OR CORRUPTION OF DATA, SERVICE INTERRUPTIONS, PROCUREMENT OF SUBSTITUTE SERVICES, LOSS OF PROFITS, LOSS OF GOODWILL, OR ANY OTHER INTANGIBLE LOSSES, IN EACH CASE ARISING OUT OF OR RELATING TO (I) THE USE OR INABILITY TO USE THE SERVICES OR ANY PRODUCTS PURCHASED THROUGH THE SERVICES OR (II) THE CONDUCT OF YOU OR ANY OTHER USER IN CONNECTION WITH THE USE OF THE SERVICES OR ANY PRODUCT PURCHASED THROUGH THE SERVICES, EVEN IF ANY OF THE INDEMNIFIED PARTIES KNEW OR HAD BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.
EXCEPT AS EXPRESSLY REQUIRED BY APPLICABLE LAW, IN NO EVENT WILL THE INDEMNIFIED PARTIES’ TOTAL LIABILITY TO YOU FOR ALL CLAIMS ARISING OUT OF OR IN RELATION TO THE SERVICES OR THE AGREEMENT, WHETHER IN CONTRACT, TORT, OR OTHERWISE, EXCEED, IN THE AGGREGATE, FIVE UNITED STATES DOLLARS ($5.00).
The foregoing disclaimers of liability will not apply to the extent prohibited by applicable law in the jurisdiction of your place of residence. You acknowledge and agree that the above limitations of liability, together with the other provisions in the Agreement that limit liability, are essential terms and that we would not be willing to grant you the rights set forth in the Agreement but for your agreement to the above limitations of liability.
If you have a complaint about the Services, please contact us via email at email@example.com.
YOU AGREE THAT ANY CAUSE OF ACTION BROUGHT BY YOU ARISING OUT OF OR RELATED TO THE SERVICES OR THE AGREEMENT MUST COMMENCE WITHIN ONE (1) YEAR AFTER THE CAUSE OF ACTION ACCRUES; OTHERWISE, THE CAUSE OF ACTION IS PERMANENTLY BARRED.
The Agreement will be governed by the laws of the State of California, without reference to rules governing choice of law. You and we each hereby irrevocably consent to the exclusive jurisdiction and venue of the federal and state courts located in Los Angeles County, California with respect to any claims, suits, or proceedings arising out of or in connection with the Agreement, and agree not to commence or prosecute any such claim, suit, or proceeding other than in the aforementioned courts. You waive any and all objections to the exercise of jurisdiction over you by such courts and to venue in such courts.
The Agreement, together with all Additional Terms, constitute the sole and entire agreement of the parties with respect to the subject matter contained herein, and supersedes all prior and contemporaneous understandings and agreements, both written and oral, with respect to such subject matter. If any term or provision of the Agreement is determined to be invalid, illegal, or unenforceable in any jurisdiction, such provision shall be eliminated or limited to the minimum extent in such jurisdiction such that the remaining provisions of the Agreement will continue in full force and effect and such invalidity, illegality, or unenforceability will not affect any other term or provision of the Agreement or invalidate or render unenforceable such term or provision in any other jurisdiction.
You will not assign or otherwise transfer the Agreement or any of your rights and obligations under the Agreement without our prior written consent. Any assignment or transfer in violation of this paragraph is null and void. We may assign the Agreement without your consent (i) in connection with a merger, acquisition or sale of all or substantially all of our assets, or (ii) to any affiliate or as part of a corporate reorganization; and effective upon such assignment, the assignee is deemed substituted for Citizen Mint as a party to the Agreement and Citizen Mint is fully released from all of its obligations and duties to perform under the Agreement. Subject to the foregoing, the Agreement will be binding upon, and inure to the benefit of the parties and their respective permitted successors and assigns.
If you have a question about the Services, want to terminate your Account, or if you believe information you have provided us is no longer secure, please contact us via email at firstname.lastname@example.org or by phone at (425) 224-3013.